Features
Everything you need, none of the budgeting cliché.
Out Budget gives you a five-year projection, native multi-currency, scenarios you can throw away, and a constant comparison of plan vs. reality. Here is exactly what each piece does.
A real five-year forecast, not last month’s leftovers
Every recurring item — salary, rent, subscriptions, the once-a-year insurance bill — is modelled as an assumption. The simulator runs them forward up to five years and draws the line. When you change an assumption the line updates instantly, so you can see the consequence in months, not after a year of category drift.
Months that need to break the pattern — a bonus in November, a big one-off purchase in March — are edited in place. The rest stay on the assumption.
Multi-currency that doesn’t lose information
Hold accounts in EUR, USD, GBP — anything. Amounts are stored in their original currency and converted at display time using rates you control. That means you never lose the original number to rounding, and you can switch the displayed currency without rewriting your history.
Transfers between currencies are first-class: a single two-sided transaction logs both the outflow and the inflow, with the FX rate captured at the moment of the move.
Scenarios you can throw away
When you want to test a plan — a sabbatical, a move, a job change, a big purchase — clone your base forecast into a scenario. The scenario is a complete copy you can edit freely. Compare it side-by-side with the base, then either fold it back in or delete it.
Scenarios are not branches you have to merge. They’re sandboxes. Make as many as you want.
Reality, plotted against the plan
Logging real transactions doesn’t replace the forecast — it tests it. The budget page shows you, this month, exactly how the actual is tracking against the assumption for every category. Drift is visible early, when you can do something about it, not in a year-end summary.
The analytics page rolls the same data up across categories, accounts, and time so you can see longer-term patterns.
Pricing
45 days free, then from €14.99 / month.
Pro and Pro+ plans. No credit card to start your trial.
FAQ
Frequently asked
Is there a free trial?
Can I delete my account?
Can I export my data?
Does Out Budget connect to my bank?
Which currencies are supported?
Is my financial data safe?
Are there mobile apps?
How do I get started?
Still have a question? Get in touch.